{"id":6300,"date":"2019-05-31T10:21:17","date_gmt":"2019-05-31T02:21:17","guid":{"rendered":"http:\/\/elitesinsider.com\/?p=6300"},"modified":"2019-05-31T10:21:17","modified_gmt":"2019-05-31T02:21:17","slug":"%e8%ae%93%e6%8a%95%e8%b3%87%e6%94%b6%e7%9b%8a%e7%84%a1%e7%aa%ae%e7%9a%84%e3%80%8a%e7%aa%ae%e6%9f%a5%e7%90%86%e5%af%b6%e5%85%b8%e3%80%8b","status":"publish","type":"post","link":"https:\/\/elitesinsider.com\/6300\/","title":{"rendered":"\u8b93\u6295\u8cc7\u6536\u76ca\u7121\u7aae\u7684\u300a\u7aae\u67e5\u7406\u5bf6\u5178\u300b"},"content":{"rendered":"<h1>\u67e5\u7406.\u8292\u683c\u4f55\u8a31\u4eba\u4e5f\uff1f<\/h1>\n<p><img decoding=\"async\" loading=\"lazy\" class=\"alignnone size-full wp-image-6307\" src=\"http:\/\/elitesinsider.com\/wp-content\/uploads\/2019\/05\/3bf69ee0da2643979d51198c3668694e.jpg\" width=\"640\" height=\"361\" alt=\"\u8b93\u6295\u8cc7\u6536\u76ca\u7121\u7aae\u7684\u300a\u7aae\u67e5\u7406\u5bf6\u5178\u300b\" srcset=\"https:\/\/elitesinsider.com\/wp-content\/uploads\/2019\/05\/3bf69ee0da2643979d51198c3668694e.jpg 640w, https:\/\/elitesinsider.com\/wp-content\/uploads\/2019\/05\/3bf69ee0da2643979d51198c3668694e-300x169.jpg 300w, https:\/\/elitesinsider.com\/wp-content\/uploads\/2019\/05\/3bf69ee0da2643979d51198c3668694e-600x338.jpg 600w\" sizes=\"(max-width: 640px) 100vw, 640px\" \/><\/p>\n<p>&nbsp;<\/p>\n<p>Charlie Thomas Munger\uff1a\u6c83\u502b\u00b7\u5df4\u83f2\u7279\u7684\u9ec3\u91d1\u642d\u6a94\uff0c\u4f2f\u514b\u590f\u00b7\u54c8\u6492\u97cb\u516c\u53f8\u7684\u526f\u4e3b\u5e2d\uff0c\u5728\u904e\u53bb\u768445\u5e74\u88e1\uff0c\u4ed6\u548c\u5df4\u83f2\u7279\u806f\u624b\u5275\u9020\u4e86\u6709\u53f2\u4ee5\u4f86\u6700\u512a\u79c0\u7684\u6295\u8cc7\u7d00\u9304\u2014\u2014\u4f2f\u514b\u5e0c\u723e\u516c\u53f8\u80a1\u7968\u8cec\u9762\u50f9\u503c\u4ee5\u5e74\u574720.3%\u7684\u8907\u5408\u6536\u76ca\u7387\u5275\u9020\u6295\u8cc7\u795e\u8a71\uff0c\u6bcf\u80a1\u80a1\u7968\u50f9\u683c\u5f9e19\u7f8e\u5143\u5347\u81f384487\u7f8e\u5143\u3002\u8292\u683c\u4e5f\u56e0\u6b64\u6210\u70ba\u7f8e\u570b\u6700\u6709\u9322\u7684\u6295\u8cc7\u4eba\u4e4b\u4e00\u3002<\/p>\n<p><img decoding=\"async\" loading=\"lazy\" class=\"alignnone size-full wp-image-6308\" src=\"http:\/\/elitesinsider.com\/wp-content\/uploads\/2019\/05\/52a0570ee27b413b9152096d59cbfb88.jpg\" width=\"640\" height=\"1024\" alt=\"\u8b93\u6295\u8cc7\u6536\u76ca\u7121\u7aae\u7684\u300a\u7aae\u67e5\u7406\u5bf6\u5178\u300b\" srcset=\"https:\/\/elitesinsider.com\/wp-content\/uploads\/2019\/05\/52a0570ee27b413b9152096d59cbfb88.jpg 640w, https:\/\/elitesinsider.com\/wp-content\/uploads\/2019\/05\/52a0570ee27b413b9152096d59cbfb88-188x300.jpg 188w, https:\/\/elitesinsider.com\/wp-content\/uploads\/2019\/05\/52a0570ee27b413b9152096d59cbfb88-600x960.jpg 600w\" sizes=\"(max-width: 640px) 100vw, 640px\" 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decoding=\"async\" loading=\"lazy\" class=\"alignnone size-full wp-image-6309\" src=\"http:\/\/elitesinsider.com\/wp-content\/uploads\/2019\/05\/abe5b8c287bd4ef9a252f273ee1c8f20.jpg\" width=\"640\" height=\"441\" alt=\"\u8b93\u6295\u8cc7\u6536\u76ca\u7121\u7aae\u7684\u300a\u7aae\u67e5\u7406\u5bf6\u5178\u300b\" srcset=\"https:\/\/elitesinsider.com\/wp-content\/uploads\/2019\/05\/abe5b8c287bd4ef9a252f273ee1c8f20.jpg 640w, https:\/\/elitesinsider.com\/wp-content\/uploads\/2019\/05\/abe5b8c287bd4ef9a252f273ee1c8f20-300x207.jpg 300w, https:\/\/elitesinsider.com\/wp-content\/uploads\/2019\/05\/abe5b8c287bd4ef9a252f273ee1c8f20-600x413.jpg 600w\" sizes=\"(max-width: 640px) 100vw, 640px\" \/><\/p>\n<p>&nbsp;<\/p>\n<p>1962\u5e74\uff0c\u67e5\u7406\u548c\u5091\u514b\u60e0\u52d2\u5275\u8fa6\u60e0\u52d2\u8292\u683c\u516c\u53f8\u3002\u8292\u683c\u3001\u6258\u723e\u65af\u7684\u5f8b\u5e2b\u4e8b\u52d9\u6240\u958b\u696d\uff0c\u540c\u5e74\u5df4\u83f2\u7279\u8cb7\u9032\u4e26\u63a7\u5236\u4f2f\u514b\u5e0c\u723e\u54c8\u6492\u97cb\u9019\u5bb6\u6df1\u9677\u56f0\u5883\u7684\u7d21\u7e54\u54c1\u88fd\u9020\u5546\u3002<\/p>\n<p>1965\u5e74\uff0c\u67e5\u7406\u7d42\u6b62\u5f8b\u5e2b\u4e8b\u696d\uff0c\u958b\u59cb\u540c\u5df4\u83f2\u7279\u4e00\u8d77\u958b\u59cb\u8f49\u8077\u6295\u8cc7\u4e8b\u696d\u3002<\/p>\n<h1><strong>\u95dc\u65bc\u66f8\u540d\u300a\u7aae\u67e5\u7406\u5bf6\u5178\u300b\uff1f<\/strong><\/h1>\n<p>\u90fd\u9019\u9ebc\u5bcc\u6709\u4e86\uff0c\u70ba\u4ec0\u9ebc\u9084\u53eb&#8221;\u7aae&#8221;<\/p>\n<p>\u7f8e\u570b\u7e3d\u7d71\u672c\u5091\u660e\u5bcc\u862d\u514b\u6797\u5beb\u904e\u4e00\u672c\u66f8\u300a\u7aae\u67e5\u7406\u5e74\u9451\u300b\uff0c\u9019\u672c\u66f8\u4e2d\u6709\u500b\u201c\u7aae\u67e5\u7406\u201d\u9019\u500b\u7f8e\u570b\u5f62\u8c61\uff0c\u63cf\u8ff0\u9019\u500b\u4eba\u7684\u4e0d\u65b7\u596e\u9b25\uff0c\u8868\u73fe\u4e86\u9019\u500b\u4eba\u7684\u512a\u79c0\u54c1\u8cea\uff0c\u6700\u7d42\u6210\u70ba\u5bcc\u6709\u7684\u4eba\u3002\u8292\u683c\u4f5c\u70ba\u5f17\u862d\u514b\u6797\u7684\u7c89\u7d72\uff0c\u56e0\u6b64\u5f15\u7528\u4e86\u201c\u7aae\u67e5\u7406\u201d\u3002<\/p>\n<p>\u66f8\u4e2d\u6574\u7406\u7684\u8292\u683c\u7684\u8a9e\u9304\uff0c\u5167\u5bb9\u548c\u4fe1\u606f\u91cf\u6975\u5927\uff0c\u66f8\u7684\u542b\u91d1\u91cf\u5f88\u9ad8\uff0c\u56e0\u70ba\u8292\u683c\u4f5c\u70ba\u5104\u842c\u5bcc\u7fc1\uff0c\u516c\u773e\u9732\u9762\u6b21\u6578\u6709\u9650\uff0c\u4f5c\u70ba\u5df4\u83f2\u7279\u8eab\u5f8c\u7684\u6295\u8cc7\u5927\u5e2b\uff0c\u88ab\u8b7d\u70ba\u201c\u5169\u689d\u817f\u7684\u5716\u66f8\u9928\u201d\uff0c\u5230\u5e95\u8b1b\u4e86\u4e9b\u4ec0\u9ebc\uff0c\u9019\u88e1\u6574\u7406\u4e00\u756a\u3002<\/p>\n<p><img decoding=\"async\" loading=\"lazy\" class=\"alignnone size-full wp-image-6310\" src=\"http:\/\/elitesinsider.com\/wp-content\/uploads\/2019\/05\/8ea8869c37a14c7987e2f5881afc2f83.jpg\" width=\"450\" height=\"303\" alt=\"\u8b93\u6295\u8cc7\u6536\u76ca\u7121\u7aae\u7684\u300a\u7aae\u67e5\u7406\u5bf6\u5178\u300b\" srcset=\"https:\/\/elitesinsider.com\/wp-content\/uploads\/2019\/05\/8ea8869c37a14c7987e2f5881afc2f83.jpg 450w, https:\/\/elitesinsider.com\/wp-content\/uploads\/2019\/05\/8ea8869c37a14c7987e2f5881afc2f83-300x202.jpg 300w\" sizes=\"(max-width: 450px) 100vw, 450px\" 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decoding=\"async\" loading=\"lazy\" class=\"alignnone size-full wp-image-6311\" src=\"http:\/\/elitesinsider.com\/wp-content\/uploads\/2019\/05\/9949b15e7fba40e7b61667d4609d4cd4.jpg\" width=\"500\" height=\"375\" alt=\"\u8b93\u6295\u8cc7\u6536\u76ca\u7121\u7aae\u7684\u300a\u7aae\u67e5\u7406\u5bf6\u5178\u300b\" srcset=\"https:\/\/elitesinsider.com\/wp-content\/uploads\/2019\/05\/9949b15e7fba40e7b61667d4609d4cd4.jpg 500w, https:\/\/elitesinsider.com\/wp-content\/uploads\/2019\/05\/9949b15e7fba40e7b61667d4609d4cd4-300x225.jpg 300w, https:\/\/elitesinsider.com\/wp-content\/uploads\/2019\/05\/9949b15e7fba40e7b61667d4609d4cd4-480x360.jpg 480w\" sizes=\"(max-width: 500px) 100vw, 500px\" \/><\/p>\n<p>&nbsp;<\/p>\n<h1>\u8292\u683c\u8ac7\u5b78\u7fd2<\/h1>\n<blockquote><p>\u201c\u6211\u9019\u8f29\u5b50\u9047\u5230\u7684\u8070\u660e\u4eba\uff08\u4f86\u81ea\u5404\u884c\u5404\u696d\u7684\u8070\u660e\u4eba\uff09\u6c92\u6709\u4e0d\u6bcf\u5929\u95b1\u8b80\u7684\u2014\u2014\u6c92\u6709\uff0c\u4e00\u500b\u90fd\u6c92\u6709\u3002\u6c83\u502b\u8b80\u66f8\u4e4b\u591a\uff0c\u6211\u8b80\u66f8\u4e4b\u591a\uff0c\u53ef\u80fd\u6703\u8b93\u4f60\u611f\u5230\u5403\u9a5a\u3002\u6211\u7684\u5b69\u5b50\u5011\u90fd\u7b11\u8a71\u6211\u3002\u4ed6\u5011\u89ba\u5f97\u6211\u662f\u4e00\u672c\u9577\u4e86\u5169\u689d\u817f\u7684\u66f8\u3002\u201d<\/p><\/blockquote>\n<p>\u67e5\u7406\u81ea\u5df1\u4f5c\u70ba\u4e00\u500b\u7d42\u8eab\u5b78\u7fd2\u8005\uff0c\u5176\u4e00\u751f\u4e2d\u5927\u90e8\u5206\u6642\u9593\u90fd\u5728\u8b80\u66f8\uff0c\u4ed6\u672c\u4eba\u4e5f\u8868\u793a\uff1a\u53ea\u8981\u624b\u4e0a\u6709\u4e00\u672c\u66f8\uff0c\u4efb\u4f55\u6642\u5019\u90fd\u4e0d\u6703\u89ba\u5f97\u7121\u804a\u3002\u9019\u5c0d\u61c9\u4e86\u897f\u585e\u7f85\u7684\u4e00\u53e5\u8a71\uff1a<strong>\u53ea\u8981\u4e00\u606f\u5c1a\u5b58\uff0c\u5c31\u61c9\u8a72\u4e0d\u65b7\u5b78\u7fd2\uff0c\u81ea\u6211\u63d0\u9ad8\u3002<\/strong>\u8292\u683c\u559c\u6b61\u95b1\u8b80\u50b3\u8a18\u3002<\/p>\n<p>&nbsp;<\/p>\n<h1>\u8292\u683c\u8ac7\u6295\u8cc7\u8cfa\u9322<\/h1>\n<blockquote><p>\u6211\u5011\u8cfa\u9322\uff0c\u9760\u7684\u662f\u8a18\u4f4f\u6dfa\u986f\u7684\uff0c\u800c\u4e0d\u662f\u638c\u63e1\u6df1\u5967\u7684\u3002\u51e1\u4e8b\u5f80\u7c21\u55ae\u8655\u60f3\uff0c\u5f80\u8a8d\u771f\u8655\u884c\u3002<\/p><\/blockquote>\n<p><img decoding=\"async\" loading=\"lazy\" class=\"alignnone size-full wp-image-6312\" src=\"http:\/\/elitesinsider.com\/wp-content\/uploads\/2019\/05\/939fd5675b8547db871154d7677530bf.jpg\" width=\"640\" height=\"382\" alt=\"\u8b93\u6295\u8cc7\u6536\u76ca\u7121\u7aae\u7684\u300a\u7aae\u67e5\u7406\u5bf6\u5178\u300b\" srcset=\"https:\/\/elitesinsider.com\/wp-content\/uploads\/2019\/05\/939fd5675b8547db871154d7677530bf.jpg 640w, https:\/\/elitesinsider.com\/wp-content\/uploads\/2019\/05\/939fd5675b8547db871154d7677530bf-300x179.jpg 300w, https:\/\/elitesinsider.com\/wp-content\/uploads\/2019\/05\/939fd5675b8547db871154d7677530bf-600x358.jpg 600w\" sizes=\"(max-width: 640px) 100vw, 640px\" \/><\/p>\n<p>&nbsp;<\/p>\n<p>\u5728\u8ac7\u5230\u6210\u529f\u7684\u95dc\u9375\u7684\u6642\u5019\uff0c\u8292\u683c\u63d0\u51fa\u4e86\u5e7e\u9ede\uff1a<\/p>\n<p>\uff081\uff09\u6211\u5011\u5f9e\u4e0d\u53bb\u8a66\u5716\u6210\u70ba\u975e\u5e38\u8070\u660e\u7684\u4eba\uff0c\u800c\u662f\u6301\u7e8c\u7684\u8a66\u5716\u5225\u8b8a\u6210\u8822\u8ca8\uff0c\u4e45\u800c\u4e45\u4e4b\uff0c\u6211\u5011\u9019\u7a2e\u4eba\u80fd\u7372\u5f97\u975e\u5e38\u5927\u7684\u512a\u52e2\u3002<\/p>\n<p>\uff082\uff09\u4e0d\u505a\u4e0d\u5408\u6cd5\u7684\u4e8b\uff0c\u8a18\u4f4f\u8def\u6613\u65af\u6587\u68ee\u72c4\u7684\u898f\u5247\uff1a<strong>\u8aaa\u771f\u8a71\uff0c\u4f60\u5c07\u7121\u9808\u8a18\u4f4f\u4f60\u7684\u8b0a\u8a00\u3002<\/strong><\/p>\n<blockquote><p>\u201c\u5982\u679c\u6211\u662f\u4f60\uff0c\u6211\u5c31\u6703\u8cb7\u4e9b\u5f88\u5c0f\u7684\u80a1\u7968\uff0c\u5c0b\u627e\u4e00\u4e9b\u7f55\u898b\u7684\u932f\u4f4d\u5b9a\u50f9\u7684\u6a5f\u6703\uff0c\u4f46\u9019\u985e\u6a5f\u6703\u7684\u78ba\u5be6\u5c11\u3002\u201d<\/p><\/blockquote>\n<p>\u9019\u8ddf\u5df4\u83f2\u7279\u8b1b\u7684\u96c6\u4e2d\u6295\u8cc7\u4e8b\u4e00\u56de\u4e8b\uff0c\u6211\u5011\u8ac7\u8d77\u90a3\u500b\u7d93\u5e38\u8b1b\u5230\u7684\u4f8b\u5b50\u7f8e\u570b\u68d2\u7403\u53f2\u4e0a\u6700\u5049\u5927\u7684\u64ca\u7403\u624b\uff0c\u5168\u58d8\u6253\u7684\u547d\u4e2d\u7387\u6975\u9ad8\uff0c\u79d8\u5bc6\u5728\u65bc\u7b49\u5f85\u597d\u7403\u51fa\u73fe\u7684\u6a5f\u6703<strong>\u3002\u540c\u6a23\u5c07\u9019\u7a2e\u898f\u5f8b\u904b\u7528\u5230\u80a1\u5e02\uff0c\u96c6\u4e2d\u5e7e\u6b21\u597d\u7684\u6295\u8cc7\uff0c\u5c07\u6703\u5275\u9020\u5de8\u5927\u50f9\u503c\u3002<\/strong><\/p>\n<h1>\u8292\u683c\u8ac7\u505a\u4eba<\/h1>\n<blockquote><p>\u300a\u5929\u8def\u6b77\u7a0b\u300b\uff0c\u6211\u7684\u528d\u50b3\u7d66\u80fd\u63ee\u821e\u7684\u4eba\uff0c\u4e5f\u5c31\u662f\u8292\u683c\u6240\u8aaa\u7684\u201c\u5982\u679c\u4f60\u60f3\u8981\u7372\u5f97\u4f60\u60f3\u8981\u7684\u6771\u897f\uff0c\u90a3\u5c31\u8b93\u81ea\u5df1\u914d\u5f97\u4e0a\u5b83\u3002\u201d<\/p><\/blockquote>\n<p><strong>\u7576\u6709\u4eba\u5728\u516c\u958b\u5834\u5408\u8a62\u554f\u8292\u683c\u5982\u4f55\u6982\u62ec\u81ea\u5df1\u7684\u6642\u5019\uff0c\u8292\u683c\u7e3d\u7d50\u81ea\u5df1\u7528\u201c\u7406\u6027\u201d\u3002<\/strong><\/p>\n<p>\u8292\u683c\u4e00\u751f\u90fd\u5728\u8e10\u884c\u666e\u4e16\u667a\u6167\u7684\u601d\u60f3\u3002\u5176\u4e2d\u8aaa\u5230\u4e0d\u8981\u8aaa\u8b0a\uff1a\u8aaa\u771f\u8a71\uff0c\u4f60\u5c07\u7121\u9808\u8a18\u4f4f\u4f60\u7684\u8b0a\u8a00\u3002<\/p>\n<h1>\u8292\u683c\u8ac7\u611b\u60c5<\/h1>\n<p>\u8acb\u53c3\u8003\u5bcc\u862d\u514b\u6797\u7684\u300a\u7d66\u5e74\u8f15\u4eba\u9078\u64c7\u60c5\u4eba\u7684\u5efa\u8b70\u300b<\/p>\n<h1>\u8292\u683c\u7d66\u7684\u6295\u8cc7\u5efa\u8b70\uff1a<\/h1>\n<blockquote><p>1. \u8070\u660e\u7684\u6295\u8cc7\u8005\u53ea\u8981\u5728\u80a1\u7968\u7684\u50f9\u683c\u9060\u4f4e\u65bc\u516c\u53f8\u5be6\u969b\u50f9\u683c\u7684\u6642\u5019\u8cb7\u9032\uff0c\u53c8\u5728\u50f9\u683c\u63a5\u8fd1\u6216\u8005\u9ad8\u65bc\u50f9\u503c\u6642\u8ce3\u51fa\uff0c\u5c31\u80fd\u5920\u5728\u98a8\u96aa\u5f88\u5c0f\u7684\u60c5\u6cc1\u4e0b\u8cfa\u5f88\u591a\u9322\u3002<\/p>\n<p>2. \u4e0d\u8981\u70ba\u4e86\u8ffd\u6c42\u77ed\u671f\u6536\u76ca\u800c\u5fd9\u788c\u4e0d\u5df2\uff0c\u800c\u662f\u8981\u82b1\u6642\u9593\u9032\u884c\u6df1\u5165\u7684\u601d\u8003\uff0c\u8003\u616e\u9577\u671f\u6536\u76ca\u3002<\/p>\n<p>3. \u80fd\u5920\u8b58\u5225\u51fa\u597d\u9805\u76ee\uff0c\u505a\u597d\u6e96\u5099\uff0c\u6293\u4f4f\u6a5f\u6703\u3002<\/p>\n<p>4. \u805a\u7126\u597d\u9805\u76ee\uff0c\u800c\u975e\u5ee3\u6492\u7db2\uff1b<\/p>\n<p>5. \u62d2\u7d55\u9ad8\u5206\u6563\u6295\u8cc7\uff1b\u628a\u8ced\u6ce8\u62bc\u5728\u6709\u628a\u63e1\u7684\u4e8b\u60c5\u4e0a\uff1b<\/p>\n<p>6. \u628a\u5927\u91cf\u7684\u9322\u6295\u8cc7\u5728\u4e0d\u9700\u53e6\u4f5c\u6c7a\u7b56\u7684\u5730\u65b9<\/p>\n<p>7. \u5982\u679c\u4f60\u56e0\u70ba\u4e00\u6a23\u6771\u897f\u7684\u50f9\u503c\u88ab\u4f4e\u4f30\u800c\u8cfc\u8cb7\u5b83\uff0c\u90a3\u9ebc\u7576\u5b83\u50f9\u683c\u4e0a\u6f32\u5230\u4f60\u9810\u671f\u7684\u6c34\u5e73\u6642\uff0c\u5c31\u5fc5\u9808\u8003\u616e\u628a\u5b83\u8ce3\u6389<\/p>\n<p>8. \u8a98\u4eba\u7684\u6a5f\u6703\u7e3d\u662f\u8f49\u77ac\u5373\u901d\u7684\uff0c\u6240\u4ee5\u8981\u6293\u4f4f\uff1b<\/p>\n<p>9. \u5fcc\u80a1\u7968\u8ce3\u7a7a\uff1b<\/p>\n<p>10. \u8981\u4fdd\u6301\u8b66\u60d5\uff0c\u5982\u679c\u4e0d\u5b89\uff0c\u76e1\u5feb\u628a\u5927\u91cf\u7684\u9322\u62bd\u51fa\u4f86\uff1b<\/p><\/blockquote>\n<p><img decoding=\"async\" loading=\"lazy\" class=\"alignnone size-full wp-image-6313\" src=\"http:\/\/elitesinsider.com\/wp-content\/uploads\/2019\/05\/12344af3fa64434992aa184781a9b01d.jpg\" width=\"497\" height=\"286\" alt=\"\u8b93\u6295\u8cc7\u6536\u76ca\u7121\u7aae\u7684\u300a\u7aae\u67e5\u7406\u5bf6\u5178\u300b\" srcset=\"https:\/\/elitesinsider.com\/wp-content\/uploads\/2019\/05\/12344af3fa64434992aa184781a9b01d.jpg 497w, https:\/\/elitesinsider.com\/wp-content\/uploads\/2019\/05\/12344af3fa64434992aa184781a9b01d-300x173.jpg 300w\" sizes=\"(max-width: 497px) 100vw, 497px\" \/><\/p>\n<p>&nbsp;<\/p>\n<p><strong>\u95dc\u65bc\u6295\u8cc7\uff0c\u6700\u597d\u662f\u5728\u5176\u50f9\u683c\u4f4e\u65bc\u5be6\u969b\u50f9\u503c\u7684\u6642\u5019\u8cb7\u9032\uff0c\u7136\u5f8c\u5728\u5176\u50f9\u683c\u63a5\u8fd1\u6216\u9ad8\u65bc\u5be6\u969b\u50f9\u503c\u7684\u6642\u5019\u8ce3\u51fa\uff0c\u9019\u6a23\u5c31\u53ef\u4ee5\u8cfa\u5f88\u591a\u9322\u3002\u800c\u5c31\u5b89\u5168\u6027\u800c\u8a00\uff0c\u8981\u6709\u80fd\u529b\u627e\u51fa\u90a3\u4e9b\u6210\u9577\u578b\u7684\u597d\u516c\u53f8\uff0c\u7136\u5f8c\u6293\u4f4f\u6a5f\u6703\uff0c\u628a\u5927\u91cf\u7684\u8cc7\u91d1\u96c6\u4e2d\u6295\u5165\u9032\u53bb\u3002\u800c\u4e14\u505a\u9577\u671f\u8003\u616e\uff0c\u6536\u53d6\u9577\u671f\u6548\u76ca\uff0c\u800c\u975e\u77ed\u671f\u3002<\/strong><\/p>\n<p><strong>\u2014\u2014\u4ee5\u4e0a\u4f86\u81ea\u300a\u7aae\u67e5\u7406\u5bf6\u5178\u300b\u95b1\u8b80\u5fc3\u5f97<\/strong><\/p>\n<p><img decoding=\"async\" loading=\"lazy\" class=\"alignnone size-full wp-image-6314\" src=\"http:\/\/elitesinsider.com\/wp-content\/uploads\/2019\/05\/1918cfbdea8948549fc46f6cb3f7bebd.jpg\" width=\"500\" height=\"375\" alt=\"\u8b93\u6295\u8cc7\u6536\u76ca\u7121\u7aae\u7684\u300a\u7aae\u67e5\u7406\u5bf6\u5178\u300b\" srcset=\"https:\/\/elitesinsider.com\/wp-content\/uploads\/2019\/05\/1918cfbdea8948549fc46f6cb3f7bebd.jpg 500w, https:\/\/elitesinsider.com\/wp-content\/uploads\/2019\/05\/1918cfbdea8948549fc46f6cb3f7bebd-300x225.jpg 300w, https:\/\/elitesinsider.com\/wp-content\/uploads\/2019\/05\/1918cfbdea8948549fc46f6cb3f7bebd-480x360.jpg 480w\" sizes=\"(max-width: 500px) 100vw, 500px\" \/><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u67e5\u7406.\u8292\u683c\u4f55\u8a31\u4eba\u4e5f\uff1f &nbsp; Charlie Thomas Munger\uff1a\u6c83\u502b\u00b7\u5df4\u83f2\u7279\u7684\u9ec3\u91d1\u642d\u6a94\uff0c\u4f2f\u514b\u590f\u00b7\u54c8\u6492\u97cb\u516c\u53f8\u7684\u526f\u4e3b\u5e2d\uff0c\u5728\u904e\u53bb\u768445\u5e74\u88e1\uff0c\u4ed6\u548c\u5df4\u83f2\u7279\u806f\u624b\u5275\u9020\u4e86\u6709\u53f2\u4ee5\u4f86\u6700\u512a\u79c0\u7684\u6295\u8cc7\u7d00\u9304\u2014\u2014\u4f2f\u514b\u5e0c\u723e\u516c\u53f8\u80a1\u7968\u8cec\u9762\u50f9\u503c\u4ee5\u5e74\u574720.3%\u7684\u8907\u5408\u6536\u76ca\u7387\u5275\u9020\u6295\u8cc7\u795e\u8a71\uff0c\u6bcf\u80a1\u80a1\u7968\u50f9\u683c\u5f9e19\u7f8e\u5143\u5347\u81f384487\u7f8e\u5143\u3002\u8292\u683c\u4e5f\u56e0\u6b64\u6210\u70ba\u7f8e\u570b\u6700\u6709\u9322\u7684\u6295\u8cc7\u4eba\u4e4b\u4e00\u3002 &nbsp; 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